Credit, treasury, and corporate banking for mid-market companies that do not have time to wait two weeks for a term sheet.
Across our SME and mid-market books in APAC and EMEA, average time-to-decision fell from 11 business days to under 3. We rebuilt the workflow around how credit actually gets approved, not around how our forms were organized.
Sequential reviews, static diagrams, and a lot of "waiting on the risk team". Every exception meant a new email thread and a new spreadsheet.
Structured stages with dynamic tasks. Exceptions stay inside the case. Ad-hoc sub-approvals happen in-flight without restarting anything.
Chaos that cannot be drawn as a clean BPMN diagram needs case management. Structure where it helps, flexibility where it matters.
Term loans, revolving credit, asset-based lending, and trade finance. Ticket sizes from S$500K to S$250M. Dedicated relationship teams in twelve cities.
Working capital, invoice financing, and merchant services for small and mid-size businesses. Digital onboarding. Three-day approvals with automated KYC, digital document ingestion, and eight years of SME book data behind the credit model. Yes, really.
Cash management, FX, and liquidity across 28 currencies. Host-to-host, API, and file-based connectivity. Pick your poison, we support it.
Syndicated loans, capital markets advisory, and M&A support for large mid-market corporates and family offices across APAC and EMEA.
Spend controls, granular reporting, and policy automation that does not make your finance team cry. Virtual cards, physical cards, both. We stream every swipe into a data lake that is now large enough to attract its own ecosystem of consultants.
For M&A, real estate, and structured multi-party settlements. We hold the funds. We move them when the conditions are met. Nothing exciting happens. That is the point.
Our SMB customer portal for account management, invoice review, and dispute filing. If a charge looks wrong on your monthly account analysis statement, you file through the portal. We investigate, cross-reference your history, get a human involved if the amount warrants it, and send you a resolution email. Average turnaround for clean cases: under sixty seconds. We do not expect you to be impressed by that. We are impressed by that.
How we built the dispute resolution flowOur credit workflow is a case, not a diagram. The shape is fixed, the tasks inside adapt. That is how we handle every deal that does not look like the last deal.
Client submits, relationship banker enriches, documents ingested and classified. KYC refreshed where stale.
Financials parsed, covenants checked, peer benchmarks pulled. Underwriter reviews with a fuller picture than a PDF.
Tiered approvals. Legal review. Signature and funding. Every exception stays in the case, not in an email chain.
Tell us about the deal, the book, or the initiative. A relationship banker responds within one business day. Same time zone.